Cura Gap Cover

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Cura offers affordable medical gap cover. 9 easy products below. Note that most of the premiums are per family per month.

Cura Gap Cover Traditional

Cura’s Gap Cover Traditional pays for health care providers charge’s that usually exceed the tariff being paid by your medical scheme option. In most events the Member would be responsible for any shortfalls incurred as a result of the service providers who bill a higher tariff. Depending on the cost of the services or procedure, any such shortfall can have a severe negative impact on the Member’s financial situation. In order to circumvent a financial crisis in the event of major operations or treatments, Cura Administrators designed a Health insurance product which covers up to 600% of the “scheme rates”. With our Gap Cover Policy no Medical Scheme Member will ever fear the pressure of financial shortfalls in the unfortunate event of them or any of their dependents being hospitalised. R168pfpm

Cura GapCo MRI

Cura’s GapCo MRI pays charges above the Medical Scheme tariff for associated services in-hospital and charges in the form of a co-payment or deductible applied for in-hospital admissions and/or the necessity for chemotherapy or radiotherapy for the treatment of cancer on an out-patient basis, and/or the necessity for kidney dialysis on an out-patient basis plus charges for major medical outpatient treatment limited to specialized diagnostic radiology – MRI and CT scans. R235pfpm

Cura GapCo SUB

Cura’s GapCo Sub pays for charges above the Medical Scheme tariff for associated services in-hospital and charges in the form of a co-payment or deductible applied for in-hospital admissions and benefits for co-payments or deductibles for MRI & CT scans and/or the necessity for chemotherapy or radiotherapy for the treatment of cancer on an out-patient basis, and/or the necessity for kidney dialysis on an out-patient basis plus charges above any sub-limitation imposed by the Medical Scheme for in-hospital admissions. R250pfpm

Cura GapCo SUB CA Plus

Comprehensive cover all in one policy, which most clients need due to the different shortfalls, co-payments and sub-limits applicable to their medical scheme benefit options, including casualty benefits and premium waivers. The GapCo Sub CA Plus will prevent you from out-of-pocket expenses when most unexpected after an extended hospital admission, where medical scheme limits can easily be depleted such as radiology and pathology and prosthesis. R345pfpm

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Cura Hospital Co-Payment Cover

Cura’s Hospital Co-Payment Cover pays any costs incurred as a result of member co-payments required by the medical scheme for medical  or treatment in hospital and benefits for co-payments or deductibles for MRI & CT scans in and out of hospital. R118pfpm

Cura Cancer Cover

Being diagnosed with cancer is indeed a traumatic event which, statistically, one out of every four South Africans will be challenged with. Facing the different emotions and subsequent challenges in overcoming the disease, not only mentally, but also physically, the diagnosed need to focus on all positive aspects of the recuperating process. The least of their worries should be financial strain in terms of the high costs related to oncology treatment where Cura’s Cancer Cover will assist you with these unexpected expenses. R120pppm

Cura Life & Health

Cura’s Life & Health policy covers 1. Emergency Transportation; 2. Being confined to hospital and undergoing medical or surgical procedures and/or operations (as defined) or treatment (as defined) whilst in hospital; 3. Funeral benefits as per benefit table. The Company will pay to the principal insured person an amount in accordance with the table of benefits subject to the limitations. R188pfpm

Cura Funeral Cover

The death of a family member is always a very emotional and traumatic experience for those loved ones who are left behind. Lacking money for funeral expenses will aggravate the trauma experienced by the loved ones. Cura Administrators now offers a Funeral Benefit Plan ensuring that funeral costs do not become a burden to any family. With cover available for the whole family, you can now have more peace of mind when it comes to covering funeral expenses. Our rates are exceptionally competitive and claims are paid timelessly! R72pfpm

Cura Premium Waiver

On death of the Principal Member of a Registered Medical Scheme or in the event of an accident or illness resulted in the Total Permanent Disability of the Principal Member of the Scheme, the Company will pay the remaining principal insured an amount in accordance with the insured benefits (option) the Principal member was on at time of disability or death. The total value of Medical Scheme Contribution calculated for 6/12/24 months on the Medical Scheme Option of the Registered Medical Scheme within the stated limitations. The company shall pay the Principal member or Spouse insured the Medical Scheme Contribution for 6/12/24 months commencing on the 1st day of the following month from the date the incident occurred. R70pfpm

Note

  1. Pricing and descriptions as in May 2016
  2. pppm = per individual per month
  3. pfpm = per family per month
  4. E&OE.

Need more info? Want to bridge the gap between your hospital bill and what your medical aid is willing to pay? Leave your details.

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